Mexico's financial watchdog says scammers used the names of 9 lenders in September to offer fake loans
Seven non-bank lenders and two brokerages, all legally registered, were impersonated in print and online ads. Here's how to check whether a loan offer is real before handing over data or money.
Mexico's financial consumer protection agency, Condusef, said it identified the impersonation of nine financial institutions during September 2026. All nine are legally incorporated and listed in Condusef's official registry, SIPRES. The notice was published on Oct. 13.
According to Condusef, fraudsters used these companies' names, logos or corporate designations without authorization in print and digital media to lure people looking for a loan.
The nine impersonated institutions
According to Condusef, the following identities were misused in September:
- Desarrollo del Crédito Sustentable, S.A. de C.V., SOFOM, E.N.R.
- Maxi Impulso, S.A.P.I. de C.V., SOFOM, E.N.R.
- Angelus Certum, S.A.P.I. de C.V., SOFOM, E.N.R.
- Cumplo y Avanzo, S.A.P.I. de C.V., SOFOM, E.N.R. (KapitalFlex)
- Impulsando Valor Activecapital, S.A.P.I. de C.V., SOFOM, E.N.R.
- Asociación Promujer de México, S.A. de C.V., SOFOM, E.N.R.
- ADN Capital Soluciones de Crédito, S.A.P.I. de C.V., SOFOM, E.N.R.
- BTG Pactual Casa de Bolsa, S.A. de C.V.
- Tactiv Casa de Bolsa, S.A. de C.V.
The key distinction: these companies are real and registered; the problem is that third parties are posing as them. An offer that names a legitimate institution is not proof that the offer comes from it.
The notice adds to other alerts Condusef has issued this month, including Oct. 2 warnings about possible impersonation of Karix and Hexágono Capital.
Why it matters in Cancún
In a city where many households depend on tourism income that rises and falls with the season, quick loans are a common way to cover slow months, school fees or repairs. That need is exactly what "easy credit" offers on social media, text messages and ads try to exploit.
Before you accept a loan: a practical guide
- Look up the institution in SIPRES (the registry of financial service providers) on Condusef's website. If it isn't listed, don't sign.
- Don't rely on the phone number or link in the ad. Find the company's official website and phone numbers yourself and confirm the offer exists.
- Be wary of any request for money up front to "release," "secure" or "process" the loan, or pressure to decide within minutes.
- Don't share photos of your voter ID, bank statements, passwords or SMS codes with someone who contacted you first.
- Compare the Total Annual Cost (CAT) of different options on the Financial Institutions Bureau before signing.
If you've been targeted or have questions
Contact Condusef at 55 53 400 999, email asesoria@condusef.gob.mx or visit condusef.gob.mx. If you made a payment, keep receipts, screenshots and contact numbers: you'll need them to file a complaint and, if applicable, a criminal report with the state prosecutor's office.
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